Your savings federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and
the Equal Credit Opportunity Act.
Start
planning for your retirement today by opening an IRA account at Chino Federal Credit
Union. With outstanding rates and funds that grow tax deferred year after
year, an IRA account is an important part of your long-term savings portfolio.
A Traditional
IRA offers tax-deferred earnings and the possibility of tax deductible
contributions. A Roth IRA is funded by non-deductible contributions
but gives owners the opportunity for tax-free withdrawals. An Education
IRA enables parents and others to deposit $500 per year to be used for
educational purposes. Earnings grow tax-free if you meet the income
requirements.
IRA Share Account
IRA Share Account
Rates Effective
October 4, 2010
Minimum
Ceiling
APR
APY
$0.01
No Limit
0.08%
0.08%
IRA Share Certificate
IRA Share Certificate
Rates Effective
August 1, 2012
Term
Minimum
Ceiling
APR
APY
3 Months
$100.00
No Limit
0.15%
0.15%
6 Months
$100.00
No Limit
0.25%
0.25%
12 Months
$100.00
No Limit
0.30%
0.30%
18 Months
$100.00
No Limit
0.35%
0.35%
24 Months
$100.00
No Limit
0.40%
0.40%
30 Months
$100.00
No Limit
0.45%
0.45%
36 Months
$100.00
No Limit
0.50%
0.50%
48 Months
$100.00
No Limit
0.75%
0.75%
60 Months
$100.00
No Limit
0.90%
0.90%
NOTE: Dividends are based on the credit union earnings for each dividend
period. Dividend rates are set by the board of directors and therefore
are subject to change and cannot be guaranteed. Members' accounts are
insured by the National Credit Union Administration up to $250,000. Please
call (575) 388-2511 or email us to obtain current rate information.
